Moneta Partner programme
Understand exactly how you get paid
Moneta is in beta — rates, limits and prices may change.
Join once for $10.00, introduce up to 5 people, and earn a share of what they pay every month for their first 12 months.
1. The joining fee
Joining costs a one-off $10.00. This fee is retained in full by Moneta — it covers the programme, tracking and payouts. No commission is ever paid on a joining fee, not to your sponsor and not to you. Everything you earn comes from monthly subscription payments only.
2. Your commission pool
Every partner has a pool: the share of a referred person's monthly payment that is set aside for the referral chain. The pool depends on your join order.
| Partner number | Name | Pool | Pool on $4.99 |
|---|---|---|---|
| 1 – 10,000 | Founding partner | 50% | $2.50 |
| 10,001 – 60,000 | Growth partner | 25% | $1.25 |
| 60,001 and above | Community partner | 10% | $0.50 |
3. How the pool is split across three layers
Half of the pool goes to the direct sponsor. Half of what is left cascades one level up, and again once more — three layers in total. Anything unclaimed stays with Moneta and is never pushed back down.
Referred person pays $4.99 · founding partner pool 50% = $2.50 Layer 1 · direct sponsor 50% of pool = $1.25 per month Layer 2 · their sponsor 25% of pool = $0.62 per month Layer 3 · one above that 12.5% of pool = $0.31 per month Remaining 12.5% of the pool stays with Moneta
Each of those payments repeats every month for that person's first 12 months, then stops.
4. Your numbers
Your pool (join order)
People each partner introduces (max 5)
5 each
Months for the network to fill up
12 months
Replace people when their 12 months end
| Layer | People | Share of pool | Per person / month | Per person / 12 months | Layer total |
|---|---|---|---|---|---|
| Layer 1 | 5 | 50% | $1.25 | $15.00 | $75.00 |
| Layer 2 | 25 | 25% | $0.62 | $7.44 | $186.00 |
| Layer 3 | 125 | 12.5% | $0.31 | $3.72 | $465.00 |
| Network | 155 | — | $60.50 | — | $726.00 |
At full strength that is $60.50 in a single month.
5. Over 1, 5 and 10 years
First year
$405.24
Five years
$3,309.24
Ten years
$6,939.24
| Year | Earned that year | Running total |
|---|---|---|
| Year 1 | $405.24 | $405.24 |
| Year 2 | $726.00 | $1,131.24 |
| Year 3 | $726.00 | $1,857.24 |
| Year 4 | $726.00 | $2,583.24 |
| Year 5 | $726.00 | $3,309.24 |
| Year 6 | $726.00 | $4,035.24 |
| Year 7 | $726.00 | $4,761.24 |
| Year 8 | $726.00 | $5,487.24 |
| Year 9 | $726.00 | $6,213.24 |
| Year 10 | $726.00 | $6,939.24 |
Because finished slots are refilled, earnings settle into a steady yearly figure instead of stopping. Your one-off $10.00 fee is covered once you have earned that much — the table above shows earnings before the fee.
6. The honest small print
- These are illustrations, not a promise. Real earnings depend entirely on who joins and stays paying.
- You must keep an active monthly Pro subscription to join and to keep earning.
- Commission is only created from a verified payment, never from the browser.
- Refunds and chargebacks reverse the matching earnings.
- You cannot use your own code, and referrals are locked at sign-up.
- During beta, approved earnings are paid out manually.